Mini banks, offices, branches of Kapital Bank in Uzbekistan

• Mini-banks, departments, branches Kapital Bank in Tashkent and Tashkent region
• Mini-banks, departments, branches Кapital Bank in Bukhara and Bukhara region
• Mini-banks, departments, branches Кapital Bank in Samarkand and Samarkand region

Choosing the right bank for a company is one of the most important decisions for any business. Therefore, it is worth carefully studying the reputation here, as well as analyzing the proposed tariffs, small business loyalty programs, application processing processes and procedures, access to Internet banking, as well as professional support and advice.

Selection for an individual is no less important. What to consider? First of all, your needs and goals, then reviews, services, reputation and rating. The chosen option will determine the availability of financial services, and will also affect your future plans.

One of the first private commercial banks in Uzbekistan is considered to be AKB "Kapitalbank". It started functioning in April 2001 after receiving a license from the Central Bank of the Republic of Uzbekistan. In 2004, after the merger with JSCB "Aviabank" (Tashkent), there was a re-registration in the form of a joint-stock commercial bank with the name "Kapitalbank". In December 2008, the editorial board of the charter was registered. AKB «Kapitalbank» has a license of the Central Bank of the Republic of Uzbekistan for banking operations No. 69 dated December 29, 2014 and a general license for operations in foreign currency No. 64 dated August 29, 2014.

Over the past years, the campaign has developed at a rapid pace, demonstrating growth in working with corporate and retail clients. The introduction of innovations allowed us to take a leading position in the domestic market, gain international recognition and earn a reputation as one of the most reliable and financially stable companies in the country.

AKB «Kapitalbank» provides the following services:

• Opening settlement accounts in soums or foreign currency, while you can keep an account both using paper technology and using the "Client Bank" system. Employees will fill out all the documents and prepare copies of them.
• A full package of settlement and cash services in national and foreign currency. Cash and settlement services are the basis for the functioning of business processes. Fast and high-quality settlement services that are convenient and accessible to users. The use of modern technologies and high professionalism corresponding to international standards of banking ensure maximum quality. The company always respects the interests and prefers an individual approach that takes into account the specifics of business sectors, instant payment processing with minimal time in the operating room.
• Provision for temporary use of a payment terminal that will allow accepting cards issued by all participating Banks of the UZCARD interbank payment system as a means of payment for goods and services provided if you are a legal entity or an entrepreneur. - Services on plastic cards. They allow you to receive the required amount when buying, without having to be tied to your wallet, and if you lose your card, your money remains with you.
• Currency transactions, including foreign trade and credit agreements, loans, trade finance and non-trade transactions, in accordance with current legislation. Specialists provide free advice on any issue related to currency solutions. The Bank is one of the major operators of currency trading on the Uzbek Republican Currency Exchange. Conversion operations with US dollars and euros are actively carried out. If necessary, Treasury specialists will help you work out the issue of conducting transactions for counter payments. Customers with significant account balances, as well as those who have proven themselves as reliable partners, who clearly and timely fulfill their obligations under transactions, can be set limits within which transactions will be executed without prepayment, immediately after the exchange of confirmations.
• Placement of deposits in various currencies.

JSCB «Kapitalbank», as before, topped the rating of the largest banks in Uzbekistan according to the results of the 4th quarter of 2022, conducted by the Center for Economic Research and Reforms (CEIR).

2021: Creation of a digital bank

Another digital bank has appeared in Uzbekistan - Bank Apelsin (a subsidiary of Kapitalbank) The Central Bank informed about the issuance of a license for him to carry out banking activities. This became known on November 1, 2021.

The app was released on the market in December 2019. The technical, resource and financial basis for the project was the JSCB "Kapitalbank". In a short time, it has grown to market leaders, occupying a niche not just a banking application, but a payment system with a wide range of services for all residents of Uzbekistan. Having become a full-fledged service, he gathered a large customer base: at that time, according to Google Play and the App Store, over 1,500,000 people used it.

"It seems that this is the only case when the mobile application has grown into a separate bank," the Apelsin message says.

Bank Apelsin is a fully digital bank where all work and communication is built using technology. Instagram Facebook, Instagram, or Telegram messenger, for example, consultations with specialists take place in chat rooms, as well as via an online feedback form and through social networks.

Apelsin plans to offer its own financial solutions for individuals and legal entities. In particular, these are remote identification, opening and managing deposits, online microloans and loans for wages, launching a marketplace, virtual cards (if desired, duplicated with a plastic carrier), expansion of cross-border transfers.

Bank Apelsin – is a subsidiary of the AKB «Kapitalbank» group, which has a wide network in all regions of the republic. It was created to provide services to the population in a digital format without branches. In particular, in the future, it will become a kind of intermediary between users of financial products and banks, whose goals do not include expensive application development and support.

Apelsin was founded in the fall of 2021. It «grew » from the app Apelsin for the JSCB «Kapitalbank», opened at the end of 2019. In 2020, a branch was created in the structure of the JSCB "Kapitalbank", which was engaged in the development of a new direction. According to Bank Apelsin, the number of users has exceeded 3 million.

In July 2022, the Central Bank announced that Bank Apelsin had launched an electronic money system.

At the end of 2022, there was an announcement of integration with Uzum services (with the marketplace of the same name). At the same time, the rebranding was launched, which ended in December.

As part of the integration, the site and interface partially changed the color from orange to purple.

According to the USRPO, the Uzum online store, in turn, belongs to the Zenit Tehnologii company, registered on March 15, 2022. Its founder is the company "Djuzum SPV Ltd" (information about it could not be found), and the head is Ilshat Khametov. «Djuzum SPV Ltd» also owns «Uzum Technologies», which was registered on the same day. It is headed by Roman Lavrentiev.

In October 2022, Bank Apelsin changed its name to Uzum Bank. The Central Bank announced the renewal of the license in connection with the name change.

Does the JSCB "Kapitalbank" have a mobile application?

There is - «Kapitalbank» for physical persons Google Play and Apple App. and for companies: Google Play and Apple App.

Where is the Head office of JSCB "Kapitalbank" in Tashkent?

Head office address: Tashkent, Yunusabad district, Sayilgoh str., 7

Working hours: Mon.- Fri. - 9:00-17:00

Helpline: 71-200-15-15, 71-236-20-83

License number: 69, 03.01.1900

TIN: 203591761

Website: www.kapitalbank.uz

Who is the Chairman of the Management Board of JSCB "Kapitalbank"?

The Chairman of the Management Board since January 2023 is Kirill Leonidovich Mayevsky.

Where is the branch of the AKB "Kapitalbank" located in Bukhara?

Address: 51 Ibn Sino str., Bukhara, 200104

Where is the Kokand office of the JSCB "Kapitalbank"?

Address: 49A Sarboz str., Kokand, 150700

Where is the branch of the AKB «Kapitalbank» in Namangan?

Address: Namangan, Namangan str., 27, 160100

Is there an office of JSCB "Kapitalbank" in Nukus?

Address: 8 Zh. Aimurzaev str., Nukus, 230100

Where is the Samarkand branch of JSCB "Kapitalbank" located?

Address: 8 Nodirabegim str., Samarkand, 140100

Where is the Termez branch of AKB "Kapitalbank" located?

Address: 28 Navoi str., Termez, 190100

Where in the city of Ferghana can I find the AKB "Kapitalbank"?

Address: 103 Margilani str., Fergana

How many branches does JSCB «Kapitalbank» have in total?

In the republic: 15 branches, 19 mini-banks, 21 money transfer points, 16 currency terminals, 49 currency exchange ATMs, 24 self-service zones, 9 exchange offices, 60 banking service offices, 3 banking service centers and 827 ATMs.